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A Car warranty is a great idea if you are looking for peace of mind and the ability to plan for the repair and maintenance of your car throughout its ownership. Discover more below.


New Cars

If you purchase a brand new car then it will undoubtedly come with a manufacturers warranty and a mileage clause, the period of the warranty will be dependent on the manufacturer but is typically between 2 and 5 years. In addition to this, the mileage will be specified and the terms and conditions of the warranty will be normally be that the warranty expires (for example) “at three years or 60,000 miles, whichever comes first”.

So in summary, if your buying a new car then you are in all likelihood going to purchase a car with a first class warranty and this will give you peace of mind for the period of your ownership.


Nearly New Cars

If you are buying a nearly new car, again you should automatically benefit from the remaining balance of the manufacturers warranty, this is normally transferable when the car is sold on by the first registered keeper.


Cars More Than 3 Years Old

If you are purchasing a car that is 3+ years old then the likelihood is that the car will not be within its original manufacturer warranty and you should clarify whether a warranty is being provided by the dealer selling you the car. Often they will include some form of warranty as part of the sale but the length of warranty can vary from a month upwards depending on the dealer you are buying from.

Motor dealers will often be able to sell you an extended warranty for peace of mind but you should check what it covers and understand what excess may apply.


Here are a few hints and tips about warranties:

  1. You can take out a warranty when the existing manufacturer warranty has run out or indeed at any time.
  2. Warranties are available for new, used, performance and prestige cars.
  3. There are many types of cover available ranging from Electrical and Mechanical, Parts and Labour and even for additional cover for when travelling abroad.
  4. Most motor dealers will sell a car to you with some form of warranty included – either the balance of a manufacturer’s warranty or their own 3rd party warranty.
  5. You can also take out an extended warranty when the original warranty expires.


Things to consider when choosing a Warranty

  1. Reputation is important. Try to research a warranty company thoroughly and look for affiliations and partner recommendations that can be validated.
  2. Try to find a company whose policies are FCA regulated for added peace of mind.
  3. You do not have to take the dealers extended warranty, there are many warranty providers now on-line. Most of the leading UK comparison websites will now warranty price comparisons.


Please note that Fast Car Finance is not regulated to sell car warranties and we do not recommend any warranty providers. We simply like to provide our customers with some guidance on what to consider when purchasing a car.


If you are in any doubt as to the mechanical condition of a car that you are considering purchasing, you may wish to pay for an independent pre-purchase inspection of the car for your own peace of mind.


Ready to talk?  Fast Car Finance are experts at arranging vehicle  finance,  contact us  to find out how we can help “put you in the driving seat”.


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