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We sometimes arrange car finance for our customers using a Lease Purchase Agreement.
Lease Purchase  Agreements are simple and straightforward to understand : hence their popularity.



The  key things you need to know about financing your car via a Lease Purchase  Agreement are as follows:


  1. If you want to buy a car outright but don’t have the funds to do so then Lease Purchasing provides a very attractive, affordable solution.
  2. Lease Purchasing is a method of financing a vehicle that is normally used by VAT registered companies – which is very similar to Personal Contract Purchase – more commonly used by individuals but with some fundamental differences
  3. The Lender will decide the retail value of the car you wish to purchase.
  4. The Lender will then work out an estimated future value (also known as residual value), which is based on the car’s depreciation. (There are many factors which affect a car’s depreciation).
  5. You the customer can put a lump sum down as a down payment and then monthly payments are made to settle the difference between the retail value and the residual value.
  6. Typically luxury marques hold their value better than non-luxury cars. This means they will have a higher residual value, therefore too this will result in lower monthly payments.


If you are still unsure if a Lease Purchase agreement  is the right type of finance for you, please

Contact us

today for further information.

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  • Nissan Navara DCI Aventura 2008
    £ 7,995.00 26/06/2017

    Conditional Sale Agreement


  • Volkswagen Tiguan 2.0 TDi 2017
    £ 34,149 23/05/2017

    Conditional Sale Agreement


  • BMW X6M 2015
    £ 62,897.00 27/06/2017

    Conditional Sale Agreement


  • Ferrari 458 2011
    £ 145,075.00 22/06/2017

    Conditional Sale Agreement


  • Land Rover Discovery 4SD V6 HSE 2011
    £ 24,990.00 17/05/2017

    Conditional Sale Agreement

    Business Proprietor

  • Land Rover Discovery 3.0 Sdv6 Landmark 2016
    £ 44,149.00 07/06/2017

    Conditional Sale Agreement

    Teaching Assistant

  • Rolls Royce Wraith 2017
    £ 219,000 23/03/2017

    Conditional Sale Agreement


  • Mercedes SL 500 1995
    £ 14,500 17/03/2017

    Conditional Sale Agreement


  • Ferrari F430 F1 2005
    £ 75,000 25/01/2017

    Conditional Sale Agreement

    Construction Industry

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  • Thanks for all your work Andy. As usual you and your team were super responsive, super efficient and did an excellent job ...

  • Having dealt with Fast Car Finance previously and having the whole process explained to me in plain English, I had no hesitation in returning to them to help finance my next purchase. As expected, the service was excellent . Thank you for holding my hand once again and I’ll be in touch for the next ...

  • Excellent. From my first purchase of my Ferrari a few years ago, then my Aston, to my most recent purchase, Andy has been awesome. Always available for any questions I have, always quick to reply – even at unsociable times. Even when my imagination runs wild Andy is always on hand to provide me quotes ...

  • … my experiences have all been very positive, and I would gladly use the guys again. They have also been a big help working in an advisory role. Steve has helped me out on 2 vehicle purchases this year and on both occasions FCF have worked quickly and effectively to come up with the most ...

  • Thanks Andy – another super job. I know where to come for my numerous car finance needs in the future ...

  • I really appreciated Andy’s professional attitude, ability to find a deal that suited me, his hands-on approach to the paperwork and the personal touch of visiting me at my office in London ...

  • All I have to say is a very excellent service and would recommend you to anyone. Thanks ...

  • Always Fast and Friendly… ...

  • I’ve dealt with Steve for both my transactions and I have to say he’s been brilliant. In both instances he has dealt with almost everything from start to finish with no impact on my busy schedule – no problems and minimal fuss ...

  • I have only dealt with Steve but I can report that he has been professional, courteous and efficient at all times. I would have no reservations in recommending Steve and Fast Car Finance to anyone ...



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