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BUYING  FROM AN INDEPENDENT DEALER

When you are thinking of buying a new or nearly-new car it will usually be purchased from a Franchised Dealer. Used cars are more commonly purchased from a non-Franchised Dealer, Car Supermarket or an Independent Motor Trader.

Buying from a Franchised Dealer has a number of benefits. Firstly they will have the back up and support of the appropriate manufacturer behind them and secondly they will have modern, sometime even state-of-the-art premises. With tiled floors, a seemingly endless display of new cars and customer waiting areas with complimentary refreshments and newspapers you will be instantly made to feel at home.

So far so good. Here you are at your chosen showroom and the Salesman is now keen to offer you a competitive finance package, all done on the spot for your peace-of-mind. Do remember that Franchised Dealers have bigger overheads than non-franchised ones, and the selling of the Manufacturer’s own Finance Packages and the related ‘extras’ helps them to earn a little more money out of your car purchase. It’s also one of the key reasons why you should always get a second opinion on your finance options from a Company like Fast Car Finance.

It is also worth pointing out the following:
  1. Motor dealers are regulated by the Sale of Goods Act which means any car must match the description given by the Dealer.
  2. It should also be of satisfactory quality and roadworthy.
  3. Selling a car that is not roadworthy is a criminal offence.
  4. If you find problems with the car you can ask the Dealer for your money back or a repair.
Things to consider when buying from a Dealer:
  1. Check to see the Dealer has a Trade Association sign as if they are a member of a Trade Association then they have to follow a code of practice.
  2. If you are not sure that the sign is a genuine one or if their membership is still current, then you should check with them that their membership is valid or contact the Trade Association directly.
  3. If the car has been inspected, ask to see the report.
  4. Beware of signs on cars such as ‘sold as seen’ or ‘no refund’ which are aimed at trying to limit your rights.
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  • Thanks for all your work Andy. As usual you and your team were super responsive, super efficient and did an excellent job ...

  • Having dealt with Fast Car Finance previously and having the whole process explained to me in plain English, I had no hesitation in returning to them to help finance my next purchase. As expected, the service was excellent . Thank you for holding my hand once again and I’ll be in touch for the next ...

  • Excellent. From my first purchase of my Ferrari a few years ago, then my Aston, to my most recent purchase, Andy has been awesome. Always available for any questions I have, always quick to reply – even at unsociable times. Even when my imagination runs wild Andy is always on hand to provide me quotes ...

  • … my experiences have all been very positive, and I would gladly use the guys again. They have also been a big help working in an advisory role. Steve has helped me out on 2 vehicle purchases this year and on both occasions FCF have worked quickly and effectively to come up with the most ...

  • Thanks Andy – another super job. I know where to come for my numerous car finance needs in the future ...

  • I really appreciated Andy’s professional attitude, ability to find a deal that suited me, his hands-on approach to the paperwork and the personal touch of visiting me at my office in London ...

  • All I have to say is a very excellent service and would recommend you to anyone. Thanks ...

  • Always Fast and Friendly… ...

  • I’ve dealt with Steve for both my transactions and I have to say he’s been brilliant. In both instances he has dealt with almost everything from start to finish with no impact on my busy schedule – no problems and minimal fuss ...

  • I have only dealt with Steve but I can report that he has been professional, courteous and efficient at all times. I would have no reservations in recommending Steve and Fast Car Finance to anyone ...

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