2020 Guide To Convertibles | New & Used Car Finance

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Fast Car Finance’s guide to convertibles (2020)

For many this year, the dream of an exotic summer holiday has now been shattered by the current situation, so if you’re likely to be spending your summer in the UK, why not use some of your holiday spends on investing in a new car so that you can holiday in style? Although the driving experience may not quite rival that of it’s hard top counterpart, at Fast Car Finance, we think there is nothing better than enjoying a convertible car on a lazy summer Sunday (well, any other day of the week actually).

Here, we list our top three convertible cars and provide some idea of how much they might cost each month!


  1. The Audi TT Roadster

If you’re an Audi lover, then you won’t be disappointed with the Audi TT. A popular choice since they launched over 20 years ago, Audi has provided one of the most practical convertibles on the market and they haven’t compromised on style or quality.

Although it’s only a 2-seater, the Audi TT does benefit from plenty of leg room and a large boot (perfect for your suitcases). With any convertible, noise when driving is inevitable, but Audi has developed a strong chassis so that there isn’t a rattling noise and you can add wind deflectors so that you can avoid being blown around too much.

Fast Car Finance arranged a loan for a 2016 Audi TT Roadster for a client who had a £15,000 deposit. The remaining £21,000 was paid over 49 months at just £259 per month, including a £14,000 balloon payment at the end.

If you wanted to up your budget, why not consider an Audi R8 Spyder?


  1. Bentley Continental

If you’re looking for something a little more prestigious, then nothing will turn heads quite like a Bentley Continental. With a brand new model starting at £175,000, it isn’t a low-cost option, but it regularly receives five star reviews so Bentley are able to justify their price.

What’s so amazing about this drop top? The engine sizes range from a 6-litre twin turbo W12 (good for a 626 BHP) or a smaller 4-litre V8 (542 BHP). Both will perform brilliantly, so you’ll be pleasantly surprised at their speed and performance.

From a practical perspective, the Bentley system packs the four layered fabric roof away in under 20 seconds and can do it at speeds of up to 30 mph. Plus, it’s practically silent too. Inside, you’ll get a top of the range infotainment system (hidden behind a panel), the seats exude luxury and the interior is widely regarded as one of the best in any modern car.

As you would expect, a Bentley Continental isn’t a cheap car to run. However, a £175,000 price ticket is too much, why not consider a used model? This Fast Car Client purchased a Bentley Continental 2012 when it was six years old for £90,000 with a £20,000 cash deposit. Find out more about the finance deal Fast Car Finance structured for this prestigious motor.


  1. Lamborghini Gallardo Performante LP570-4 2012

It wouldn’t be a Fast Car Finance ‘top three list’ without including a supercar. A Lamborghini Gallardo Spider not only turns heads, but has the performance to back it up. Beneath the glass engine cover is a 52bhp 5.2-litre V10 powerplant. Driving a Lamborghini is always an incredible experience, but here you can enjoy going from 0-60mph in just 3.7 seconds, and on to a top speed of just over 200mph (in the right conditions of course). The Gallardo was replaced by the Huracan in 2014, but these very rare cars remain hugely popular amongst wealthy car enthusiasts.

The boot space is limited on these models, so you might need to travel fairly light, and the low position of the car may feel a little cramped, especially for taller drivers. One Fast Car Finance customer was delighted when he found an immaculate model after an extensive search online. The Fast Car Finance team structured a finance deal for him so that he was in a position to make an offer on this incredibly rare model from a reputable, independent dealer. Find out more about how Fast Car Finance helped this company director to drive his dream.


Are you tempted by a convertible this year? What would be your dream car? And where would you go? If you want to find out more about financing your dream convertible this summer, get in touch with our team or call us on 01635 785 400.


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